Terms of Use.

Acceptance of these Terms

By using this website, you agree to these Terms of Use and the accompanying Privacy Policy. If you do not agree, please do not use the website.

Educational and informational content only

The website, newsletter, videos, audio, articles, downloads, social content, and other free materials are provided for educational and informational purposes only.

Nothing on this site is individualized financial planning, investment advice, tax advice, legal advice, accounting advice, medical advice, mental-health treatment, psychotherapy, or a recommendation to buy or sell any financial product or security.

You are responsible for evaluating information in light of your own circumstances and, when appropriate, consulting a qualified professional who can consider your specific facts.

No professional-client relationship from website use

Visiting the website, downloading a free resource, subscribing to an email list, or sending an inquiry does not by itself create a financial-planning, investment-advisory, therapist-client, coach-client, consulting, or other professional relationship.

A paid service relationship begins only when the applicable scope, payment, and agreement or enrollment process has been completed.

No guarantees

Examples, stories, testimonials, case studies, or discussions of outcomes are not promises or guarantees that you will achieve the same or any particular financial, business, emotional, career, or personal result.

Your results depend on many factors outside Hey Shannah's control, including your circumstances, decisions, participation, market conditions, and implementation.

Intellectual property

Unless otherwise stated, website copy, videos, audio, frameworks, downloads, worksheets, program materials, graphics, branding, and other original materials are owned by or licensed to Hey Shannah and are protected by applicable intellectual-property laws.

You may access materials for your own personal, noncommercial use. You may not reproduce, republish, sell, distribute, teach from, upload, license, scrape, or create derivative commercial products from the materials without written permission.

Brief quotations or links for commentary, media, or editorial purposes should include appropriate attribution and remain subject to applicable law.

Acceptable use

You agree not to use the website to interfere with its operation, attempt unauthorized access, transmit malicious code, impersonate another person, submit unlawful material, or use automated methods to extract substantial site content without permission.

Third-party websites and services

The website may link to or embed third-party services, retailers, scheduling tools, email platforms, payment processors, video platforms, social networks, or other websites. Those services are controlled by their respective providers, and their own terms and privacy policies apply.

Links are provided for convenience and do not create responsibility for third-party content, availability, security, policies, products, or services.

Paid coaching, programs, products + services

Money Steady, Enough By Now, custom programs, speaking engagements, books, workshops, and other paid offerings may include separate enrollment terms, contracts, cancellation policies, refund policies, payment terms, confidentiality provisions, or scope limitations. When separate terms apply, they control that specific purchase or engagement.

Website availability + disclaimer

The website and free materials are provided on an “as available” basis. While reasonable care is taken in creating content, Hey Shannah does not warrant that every page will always be available, error-free, complete, or current.

Limitation of liability

To the fullest extent permitted by applicable law, Hey Shannah and its owners, contractors, collaborators, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, or inability to use, the website or free materials.

Nothing in these Terms excludes liability that cannot legally be excluded or limited.

Changes to these Terms

These Terms may be revised as the website, offerings, or business practices change. Continued use of the website after an update constitutes acceptance of the revised Terms to the extent permitted by law.

Contact

Questions about these Terms can be sent to hello@heyshannah.com.